Dental implants are one of the best ways to replace missing teeth, but they’re also one of the most expensive. If you’re considering implants, you might be wondering: Will insurance help with the cost? The answer is a bit more complicated than “yes” or “no,” so continue reading to break it down. You’ll see what your plan may (or may not) cover, and how to make the most of your benefits before the year ends.
First, What Are Dental Implants?
Dental implants are titanium posts surgically placed into your jawbone to support a crown, bridge, or denture. They look and function like real teeth, making them a durable and highly aesthetic solution for tooth loss.
However, because they’re a surgical procedure with several stages, they tend to cost more than traditional options like dentures or bridges.
Are Dental Implants Covered by Dental Insurance?
Unfortunately, in most cases, standard dental insurance does not fully cover dental implants. This is because many insurance plans still classify implants as a cosmetic or elective procedure, even if they provide huge functional benefits.
That said, sometimes parts of the procedure might be covered, such as:
- Initial exams and X-rays
- Tooth extractions (if needed)
- Bone grafting (sometimes)
- The restoration to be placed on top of the implant
Coverage depends entirely on your specific plan, so always check with your insurance provider or ask your dental office to run a pre-authorization.
Use Your Benefits Before They Expire
Even if your insurance doesn’t completely cover your procedure, it’s a good idea to use it up when and how you can. Most dental benefits reset at the end of the year, and unused funds don’t roll over. That means if you’ve already paid into your dental insurance this year and haven’t used it all, that money could simply evaporate.
If your plan covers any part of an implant procedure, now’s the time to move forward. Spreading the stages of treatment across two benefit years is also a smart way to save.
Are Dental Implants Worth It?
Even with limited insurance coverage, many patients find dental implants to be a smart long-term investment. They’re durable, easy to care for, and help prevent future oral health issues caused by missing teeth.
Best of all, with financing options or in-house dental plans, getting implants might be more affordable than you think!
Dental implants might not be fully covered, but that doesn’t mean they’re out of reach. With smart planning, insurance coordination, and the right dental team, you can still make this life-changing treatment part of your smile transformation.
About the Practice
At La Prada Family Dentistry of Garland, we understand that navigating dental insurance can be confusing, especially when it comes to procedures like dental implants. Our experienced team is here to help you understand your benefits and maximize any available coverage. We also offer an in-house savings plan and flexible financing options to make treatment more accessible for everyone. Call (214) 227-6577 to schedule a dental implant consultation with us or visit our website to learn more.
