Cigna Dentist – Garland, TX
Learn More About the Benefits of Cigna
With over 17 million members in the United States, Cigna dental insurance is a top-tier provider that has been saving patients’ money while protecting their smiles since 1984. At La Prada Family Dentistry, we are pleased to be in-network with Cigna, allowing us to present our patients with the best rates on their oral health care when they use their coverage with us.
Cigna Coverage Availability & Fees
Dental insurance in Garland can vary greatly from plan to plan, even from the same agency or employer. For PPO plans, there are two types of dentists: in-network and out-network. However, when you visit an in-network Cigna dentist in Garland, you’ll save more money on your routine and restorative oral health care.
For PPO plans, you’ll likely pay slightly higher premiums in exchange for more favorable terms, including:
- A lower deductible, which is the amount of money you’ll be required to pay out of pocket before your dental insurance coverage kicks in (please note that your regular exams and cleanings are typically not included in your deductible).
- A higher annual maximum, which is the highest dollar amount of coverage Cigna will provide in a calendar year.
- A shorter waiting period before your coverage becomes fully available.
Conversely, HMO plans only have in-network dentists, meaning you’ll need to select your dentist from a list they provide, and you’ll only receive coverage when you visit one of these dentists. You may also need to select a primary care dentist. HMO plans typically have benefits like lower premiums, low copays, no annual maximum, and no deductible, but are better suited to patients who are already in good oral health and aren’t anticipating needing any major dental treatments.
In most cases, dental insurance plans pay for treatments in the following percentages. Please note that the exact definition of what is considered a major or minor treatment will vary from practice to practice, so be sure to verify this information with your dentist and Cigna before treatment.
- 100% for two checkups and cleanings each year.
- 80% for “minor procedures.”
- 50% for “major procedures.”
The Benefits of Seeing an In-Network Dentist
At La Prada Family Dentistry of Garland, we’re proud to be your Cigna dentist in Garland. We’re here to help file your claims and provide you with world-class oral health care for the most coverage allowed by your plan, saving you time, money, and your smile! If you’re interested in learning more about how your Cigna dental insurance in Garland can help with your upcoming treatment, don’t hesitate to contact us before your appointment and we’ll be happy to let you know what kind of coverage your plan will provide.
